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Cumberland County, Virginia

A shallow water table limits basements on 29% of Cumberland County's mapped land. Shrink-swell clay limits houses without basements on 17%.

None of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 3 flood losses here since 2016. 39% of homes were built before 1980, against 50% nationally; the median home dates from 1986.

Data as of October 13, 2026 · sources

17%

expansive clay: shrink-swell limits slab homes

29%

high water table: limits basements

0%

in drought, October 13, 2026

39%

of homes built before 1980

Soil under Cumberland County

Expansive clay (limits slab homes)17.1%
High water table (limits basements)29.3%
Septic fields very limited75.3%
Clay swell (LEP, by area)3.2%
High-swell land (LEP 6%+)17.1%
Mapped soil192,400 acres
Soil seriesShare hereSeries nationally: high water table
Appling19%0%
Cecil15%0%
Helena10%n/a
Poindexter6%n/a
Nathalie4%n/a
Wedowee3%n/a
Buckingham County: 19%Powhatan County: 23%Amelia County: 21%Fluvanna County: 17%Prince Edward County: 18%Goochland County: 23%Nottoway County: 20%Appomattox County: 14%Cumberland County BuckinghamPowhatanAmeliaFluvannaPrince EdwardGoochlandNottowayAppomattoxCumberland
Cumberland County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas VA049 (2025-09-05)

What the numbers mean here

Clay swell averages a linear extensibility of 3.2% by land area here, and 17% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 17% of the mapped land.

On 29% of Cumberland County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 34.67 in, 10.48 in below the 1991-2020 average year of 45.15 in.

USDA rates 75% of the land very limited for septic absorption fields.

Drought

0% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 43 of the last 52 weeks; the most was 100% of its area, in 36 weeks, most recently on the August 4, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse0%
D1 moderate drought or worse0%
D2 severe or worse0%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

3 flood losses since 2016, $171,900 paid. The worst year was 2020, with 3.

YearFlood losses
20160
20170
20180
20190
20203
20210
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202045.15 in
12 months to August 202634.67 in (-10.48)
202545.23 in (+0.08)
Wettest year since 18952018: 64.09 in
Driest year since 18951930: 24.40 in
Days with 1 inch or more, normal at FARMVILLE 2 N (15 mi away)11.9

Homes

Housing units4,736
Median year built1986
Built before 198039%
Built 2000 or later22%
Owner-occupied76%
Median value, owner-occupied$239,300
Single-family detached71%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Buckingham County, VA 16 mi 4% 19%
Powhatan County, VA 19 mi 12% 23%
Amelia County, VA 20 mi 11% 21%
Fluvanna County, VA 21 mi 2% 17%
Prince Edward County, VA 23 mi 7% 18%
Goochland County, VA 23 mi 11% 23%
Nottoway County, VA 28 mi 6% 20%
Appomattox County, VA 32 mi 5% 14%

Sources: USDA SSURGO (September 5, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status