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Clay County, Mississippi

A shallow water table limits basements on 83% of Clay County's mapped land, a higher share than 91% of US counties. Shrink-swell clay limits houses without basements on 46%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map, up from 99% a week earlier. FEMA's flood data list 34 flood losses here since 2016, 0% of them in buildings with basements. 46% of homes were built before 1980, against 50% nationally; the median home dates from 1983.

Data as of October 13, 2026 · sources

46%

expansive clay: shrink-swell limits slab homes

83%

high water table: limits basements

100%

in drought, October 13, 2026

46%

of homes built before 1980

Soil under Clay County

Expansive clay (limits slab homes)46.0%
High water table (limits basements)83.2%
Septic fields very limited97.1%
Clay swell (LEP, by area)5.4%
High-swell land (LEP 6%+)43.8%
Mapped soil265,900 acres
Soil seriesShare hereSeries nationally: high water table
Leeper12%n/a
Kipling11%n/a
Ora10%n/a
Prentiss10%n/a
Belden5%n/a
Griffith5%n/a
Oktibbeha County: 80%Chickasaw County: 86%Monroe County: 72%Lowndes County: 66%Webster County: 71%Choctaw County: 53%Calhoun County: 69%Noxubee County: 80%Clay County OktibbehaChickasawMonroeLowndesWebsterChoctawCalhounNoxubeeClay
Clay County (heavy outline) and nearby counties, shaded by high water table share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas MS025 (2025-09-04)

What the numbers mean here

Clay swell averages a linear extensibility of 5.4% by land area here, and 44% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 46% of the mapped land.

Clay shrinks as it dries: 100% of the county is in drought on the latest map, and 46% of Clay County's mapped land has shrink-swell clay.

On 83% of Clay County's mapped land, soil stays saturated within about 6 feet of the surface for part of the year, which is basement depth.

Rain over the 12 months to August 2026: 42.24 in, 14.04 in below the 1991-2020 average year of 56.28 in.

USDA rates 97% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 27 of the last 52 weeks; the most was 100% of its area, in 7 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse13.9%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

34 flood losses since 2016, $578,739 paid. The worst year was 2019, with 23. Foundations of the buildings, where recorded: 8% slabs, 92% elevated. Median water depth outside the building: 26.5 in.

YearFlood losses
20160
20171
20180
201923
20209
20211
20220
20230
20240
20250
2026 to date0

Rain

Average year, 1991-202056.28 in
12 months to August 202642.24 in (-14.04)
202553.34 in (-2.94)
Wettest year since 18951983: 84.39 in
Driest year since 18951943: 33.11 in
Days with 1 inch or more, normal at STATE UNIV (13 mi away)19.6

Homes

Housing units9,052
Median year built1983
Built before 198046%
Built 2000 or later21%
Owner-occupied71%
Median value, owner-occupied$129,100
Single-family detached69%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Basement waterproofing, US $3,000 to $10,000 Fixr, February 6, 2026
Sump pump installation, US $800 to $2,000 Fixr, January 31, 2025
Crawl space encapsulation, US $2,000 to $8,000 Fixr, August 29, 2025

Nearby counties

PlaceDistanceExpansive clayHigh water table
Oktibbeha County, MS 17 mi 43% 80%
Chickasaw County, MS 21 mi 31% 86%
Monroe County, MS 23 mi 28% 72%
Lowndes County, MS 24 mi 41% 66%
Webster County, MS 29 mi 13% 71%
Choctaw County, MS 35 mi 12% 53%
Calhoun County, MS 37 mi 11% 69%
Noxubee County, MS 40 mi 60% 80%

Sources: USDA SSURGO (September 4, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status