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Montague County, Texas

Shrink-swell clay limits houses without basements on 23% of Montague County's mapped land, a higher share than 74% of US counties. A shallow water table limits basements on 3%.

100% of the county is in drought on the October 13, 2026 Drought Monitor map. FEMA's flood data list 7 flood losses here since 2016. 52% of homes were built before 1980, against 50% nationally; the median home dates from 1979.

Data as of October 13, 2026 · sources

23%

expansive clay: shrink-swell limits slab homes

3%

high water table: limits basements

100%

in drought, October 13, 2026

52%

of homes built before 1980

Soil under Montague County

Expansive clay (limits slab homes)23.4%
High water table (limits basements)2.9%
Septic fields very limited73.9%
Clay swell (LEP, by area)4.4%
High-swell land (LEP 6%+)16.9%
Mapped soil597,018 acres
Soil seriesShare hereSeries nationally: expansive clay
Windthorst17%37%
Duffau12%n/a
Renfrow7%n/a
Pulexas5%n/a
Truce4%47%
Cona4%n/a
Clay County: 23%Cooke County: 38%Jefferson County: 17%Wise County: 21%Love County: 17%Jack County: 17%Carter County: 23%Denton County: 50%Montague County ClayCookeJeffersonWiseLoveJackCarterDentonMontague
Montague County (heavy outline) and nearby counties, shaded by expansive clay share.under 10%10-25%25-40%40-60%60%+

How we count · survey areas TX337 (2025-09-04)

What the numbers mean here

Clay swell averages a linear extensibility of 4.4% by land area here, and 17% of the land reaches USDA's high class (6% or more). Clay like that swells when wet and shrinks when dry, under 23% of the mapped land.

Clay shrinks as it dries: 100% of the county is in drought on the latest map, and 23% of Montague County's mapped land has shrink-swell clay.

Rain over the 12 months to August 2026: 29.38 in, 6.34 in below the 1991-2020 average year of 35.72 in.

USDA rates 74% of the land very limited for septic absorption fields.

Drought

100% of the county is in drought (D1 or worse) on the October 13, 2026 map. Part of the county was in drought in 40 of the last 52 weeks; the most was 100% of its area, in 10 weeks, most recently on the October 13, 2026 map.

October 21, 2025Share of area in drought, weeklyOctober 13, 2026
Category, October 13, 2026Share of county
D0 abnormally dry or worse100%
D1 moderate drought or worse100%
D2 severe or worse10.5%
D3 extreme or worse0%
D4 exceptional0%

Flood losses since 2016

7 flood losses since 2016, $373,995 paid. The worst year was 2020, with 3.

YearFlood losses
20163
20170
20180
20190
20203
20210
20220
20230
20240
20251
2026 to date0

Rain

Average year, 1991-202035.72 in
12 months to August 202629.38 in (-6.34)
202540.85 in (+5.13)
Wettest year since 18952015: 69.51 in
Driest year since 18951910: 19.40 in
Days with 1 inch or more, normal at BOWIE (11 mi away)11

Homes

Housing units10,348
Median year built1979
Built before 198052%
Built 2000 or later28%
Owner-occupied80%
Median value, owner-occupied$206,400
Single-family detached78%

What repairs cost

Published ranges from cost guides, not quotes. More sources, and where they disagree.

WorkRangeSource
Foundation repair, US $2,200 to $8,200 Fixr, January 27, 2026
Pier-and-beam repair, US $2,000 to $15,000 Fixr, January 27, 2026
Foundation inspection, US $300 to $600 Fixr, January 31, 2025

Cities in Montague County

CityExpansive clayHigh water tableHomes
Bowie23%4%2,625
Nocona12%under 1%1,339
Saint Jo42%2%407

Nearby counties

PlaceDistanceExpansive clayHigh water table
Clay County, TX 29 mi 23% 2%
Cooke County, TX 30 mi 38% under 1%
Jefferson County, OK 30 mi 17% 1%
Wise County, TX 32 mi 21% 5%
Love County, OK 34 mi 17% 2%
Jack County, TX 40 mi 17% 1%
Carter County, OK 47 mi 23% 3%
Denton County, TX 48 mi 50% 1%

Sources: USDA SSURGO (September 4, 2025) · US Drought Monitor (October 13, 2026) · FEMA NFIP v3 (September 9, 2026) · NOAA (August 2026) · Census ACS 2020-2024. Methods · Data status